The KEYS Journal

¿Puedo Calificar para una Hipoteca en Canadá si Soy Trabajador Independiente?

Sí, puedes calificar para una hipoteca en Canadá siendo trabajador independiente, pero el proceso es diferente al de un empleado. En lugar de un T4 y talonarios de pago, los prestamistas revisan tus declaraciones de impuestos de los últimos dos años. Lo más importante es entender cómo te ven ellos a

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Dreading Winter Already? Your Home Equity Might Be the Answer

Every year around this time, I hear the same thing from Calgary homeowners. The days get shorter, the temperature drops, and somewhere in the back of their mind a thought creeps in, I really don't want to do another full winter like this. Maybe it's the shoveling. Maybe it's the isolation. Maybe you

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What Downsizing in Calgary Actually Makes Possible

Downsizing gets talked about like it's a loss, less space, less stuff, a smaller version of what you had. But for the Calgary homeowners I work with, downsizing rarely feels like less. It feels like finally having room for what actually matters. Here's what downsizing in Calgary can actually open up

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